Your Membership provides you with the following:

$0 Cost Health Insurance through the Affordable Care Act

Call To Qualify

Free Legal Representation for an Motor Vehicle Accident

Call To Qualify

Free Consultation for a Debt Relief Program for Credit Cards

Call To Qualify

Debt Help

Debt Help

There are ways to manage the issue of debt obligation. Which one is appropriate for you relies upon whether you’re facing garnishments, legal issues, or on that you simply have stressed or enormous obligations that can harm your credit? What determines the urgency of your debt emergency relies upon who you ask, yet a decent sign that you may be in one is if you answer yes to both of these two inquiries:

1. It is safe to say that you are battling to pay all essential outgoings, e.g., contract, lease/ rent, utility bills, student debt, or credit card balance?

2. Are your obligations (barring your home loan) higher than your annual wages?

Regardless of whether your obligations are large, if you can support them, even at the base level, you're NOT facing debt emergency, and an alternate arrangement applies, which we cover underneath.

Where to find help?

1. If you are in debt?

Most importantly, don't freeze at the name. We've never yet known about somebody with obligations so terrible there isn't a way through them. Beginning to manage them will cause you to feel much more secure, and less financially stressed. In any event, for those in an emergency, the atomic choice – chapter 11 – is uncommon. There are other solutions that can be available.

Top Tips and Debt Resources

1. The most recommended solution is that you use what’s called, a balance transfer credit card. If you are on a low or fixed income and you are trying to get out of debt, an excellent option is to get a balance transfer credit card with zero percent interest for an extended amount of time.

Here's what happens: You can use one card to pay off another, but because you aren't paying as much in interest, you have more money available to pay down your debt more quickly. (If you’re worried about getting approved for another credit card, there are plenty of places that will work with your credit. Check out these suggestions on how to find the right card on Credit Karma

2. The next highest recommendation is that if you are unable to get a balance transfer card, is to stop using your credit cards altogether. This is true especially f you are using numerous cards. Eliminate using as many as possible, and pay as much as you can afford down each month to start eliminating the balance.

3. As difficult as it may sound, make cuts to your spending. First make a list of items, monthly subscriptions, and services that you are currently paying for. Review the list and prioritize things you can let go of for now to save a little extra every month, you can use that “savings” to increase your monthly debt payments to help you get out of debt faster.

4. If you are experiencing a time where you can afford to pay more than double up on payments or make higher payments to lower the amount you will be paying in interest.

5. When it comes to prioritizing payments, make sure you tackle the debts with the highest interest rates first.

6. DIY home products for less money. This tip is for the crafty. There are many sites and videos out there that can share ways to make everyday products for much less than you pay out the box. They work great too, and who knows, maybe you can sell your homemade products to friends and family to earn extra money.

7. Work with a lender that secures emergency loans for people who have bad credit. You can find several partners on our site that will be happy to see if they can help.

8. Find Non-Profit Companies and Charities that can help with your bills. You can locate many in your area by using our comprehensive resource directory. (RB resource directory link here)

Complete Resource Directory : Access Here

State & Local Aid Programs

Many Americans are facing Hardship this year for numerous reasons, many of these reasons are beyond our control. To provide assistance to the American people, state and local aid programs have been made available to offer hardship assistance.

State & Local Aid Programs

Affordable Rental Housing

Affordable Rental Housing in America is getting harder and harder to come by. One in four Americans now spend more than half of their monthly wages on rent.

Affordable Rental Housing

Financial Aid for Students

Financial assistance may be one obstacle in your way of furthering your education and pursuing a career of your choice. There are several federal grants, private loans, and scholarships available to those who qualify. Financial aid for students is available from a variety of sources, we can provide you information on how and where to apply and you can see if you may qualify for the assistance that is needed.

Financial Aid for Students

Grants and Loans for People in the US

The financial crisis is one of the major problems faced by the residents of the United States these days. People find it difficult to make both ends meet and for that reason are in search of a good and reliable source to get a grant or loans. In the United States, there are many government and private organizations that offer a grant or a loan to an individual to fulfill his needs or to setup a business.

Grants and Loans for People in the US

COVID relief for Low Income Families

COVID-19 has certainly changed our daily lifestyle. It has completely transformed almost all of us and how we used to spend time daily. For most people it is not easy to adopt to new lifestyle due to their financial conditions. During the COVID-19 pandemic, many have gone bankrupt and most of them are unable to provide for their families. In such difficult times, the US government has come up with funding and relief programs to help the low-income families and how they can get the support of people and the government in these difficult times.

COVID relief for Low Income Families

Unemployment Help

Unemployment has become one of the major concerns for the current US government. The government and the individuals need to reach out and communicate with each other to solve this issue. With time, more people are becoming unemployed in the United States, which is a significant concern for the US's economic sector. In this article, we will talk about how to bridge the gap between the government and the unemployed people and how they can reach out to various federal and private organizations to help them get out of this.

Unemployment Help
booked.net

National & Local News



booked.net

National & Local News